30-YEAR FIXED RATE
at 5.95% / 6.218% APR
Take advantage of our
WHAT OUR CUSTOMERS SAY
Get your mortgage right here at
Bayou CFCU
We provide solutions for all of your mortgage needs. From purchase to refinance, we offer programs to help Bayou CFCU members finance their home.
Now may be the perfect time to purchase the home of your dreams or refinance your current mortgage to save money!
EXAMPLES OF OTHER PARTNERS USING THIS TEMPLATE
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About your mortgage options
We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.
Complete Suite of
Mortgage Programs
We offer a complete suite of mortgage programs including conventional and government loan options.
Affordable Down Payment Programs
Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.
Competitive Rates
and Closing Costs
Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.
Easy Online Application
Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.
Full Team of Mortgage Experts
We are backed by a full team of mortgage experts to walk you through the mortgage process from application to closing.
Purchase or Refinance
Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.
The Pricing Plan
Reinforce the reason why people use your product. Lead into the value of each plan before they proceed with their choice.
PROFESSIONAL
8
$
/month
Billed Annually
5 active project
10GB space
∞ collaborators
No Credit Card Required
TEAM
22
$
/month
Billed Annually
25 active project
25GB space
∞ collaborators
No Credit Card Required
PLUS
89
$
/month
Billed Annually
25 active project
25GB space
∞ collaborators
No Credit Card Required
All plans include the following features as a standard of our product.
Let us help make your dream house a reality.
Start your mortgage loan application today to begin the process of getting into the home of your dreams!
Mortgage Calculators
There are a variety of mortgage calculators for multiple mortgage scenarios. Feel free to use as needed!
If you have questions and want to talk about your specific situation, call our mortgage partner, Member First Mortgage, today at 855.636.1057
Contact us today
*Available on all purchase and refinance applications, in the State of Louisiana only, for a primary residence using a conforming conventional loan portfolio product with Bayou Community Federal Credit Union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 10% cash down payment required by the borrower with 90% financing on a purchase with a loan amount of $300,000. 5-year Conventional Rate/APR based on 360 monthly principal & interest payments of $1,408.45. 15-year Conventional Rate/APR based on 360 monthly principal & interest payments of $1,597.15. Monthly payments reflect principal & interest only, they do not include taxes, insurance, or Private Mortgage Insurance (PMI) This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Todd Cholevik, NMLS #469738, is authorized to act as an agent of Bayou Community Federal Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Bayou Community Federal Credit Union (6190 Hwy. 74, St. Gabriel, LA 70776 | 225-319-7516 | NMLS ID: 883909). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is an affiliate of Bayou Community Federal Credit Union. Bayou Community Federal Credit Union: 6190 Hwy. 74, St. Gabriel, LA 70776 | 225-319-7516 | NMLS ID: 883909. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | 866-898-1818 | NMLS ID: 149532 | Equal Housing Opportunity.
Mortgage Consultant
*Todd Cholevik, NMLS ID #469738 is an authorized to act as an agent of Bayou Community Federal Credit Union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO licensing information, please visit NMLS Consumer Access.
Homebuying Guide
Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.
1
1Available on all purchase and refinance applications, in the State of Louisiana only, for a primary residence using a conforming conventional loan portfolio product with Bayou Community Federal Credit Union. Not eligibleon multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 10% cash down payment required by the borrower with 90% financing on a purchase with a loan amountof $300,000. 30-year Conventional Rate/APR based on 360 monthly principal & interest payments of $1,610.12. Monthly payments reflect principal & interest only, they do not include taxes, insurance, or Private MortgageInsurance (PMI). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of theloan. Additional restrictions may apply.
Take advantage of a lower initial interest rate
with our Adjustable-Rate Mortgages*.
We offer 15/15 ARM's at
5.875% / 6.274% APR
1
1
We offer 5/5 ARM's at
4.75% / 6.06% APR
1APR=Annual Percentage Rate.
Take advantage of our competitive ARM rates and up-front savings
No prepayment penalty
Lock in a lower initial rate
on a 5/5 or 15/15 ARM's2
2Rates may vary and payment may increase after consummation.
Take advantage of a lower initial interest rate with our Adjustable-Rate Mortgages.
Or
We offer 15/15 ARM's at
5.875% / 6.274% APR
1
We offer 5/5 ARM's at
4.75% / 6.06% APR
1
1APR=Annual Percentage Rate.
Take advantage of our competitive ARM rates and up-front savings
No prepayment penalty
Lock in a lower initial rate
on a 5/5 or 15/15 ARM's2
2Rates may vary and payment may increase after consummation.